Online Banking

Online Banking
eCorp Online Banking

Internet Banking Terms and Conditions

First Time User? | I-NSB Credit Card

Mission Statement

We like to say "We're not too big, and not too small, when it comes to the banking service you deserve." When it comes to taking care of our customers' needs we're committed to doing the right thing. You'll find that's true with our staff at every branch. We have the service and technology you can expect, but like everything, it's still the people that count. And that's where we excel - providing the best people to assist you in your banking needs.

 

INSB Education Center

Online Banking Education Center
eCorp Online Education Center

rates

Effective Dates: September 1, 2010 through September 7, 2010

  • Interest on COD's is compounded at maturity on terms less than 12 months.
  • Interest on COD's is compounded quarterly on terms of 12 months or greater.
  • Minimum deposit is $1,000.00.
  • Substantial penalty for early withdrawal.
  • The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity.
  • A withdrawal of interest will reduce earnings.
  • Call Iowa-Nebraska State Bank for effective rates after the quoted date.

 

Certificates of Deposit
Term Interest Rate APY JUMBO
($50,000 AND ABOVE)
INTEREST RATE		 APY
91 Day   0.35% 0.35% 0.40% 0.40%
 182 Day  .70%  .70%    .80%    .80% 
12 MO    1.10%    1.10%     1.20%    1.21% 
18 MO   1.30%    1.31%    1.40%   1.41% 
24 MO   1.55%  1.56%    1.65%    1.66% 
36 MO  1.95%  1.96%   2.05%   2.07%  
48 MO  2.15%  2.17%   2.25%  2.27% 
60 MO 2.55%  2.57%    2.75%   2.78%  

 

 
  • $1,000.00 minimum required to open an Ultimate Money Market Account.
  • Rates may change and fees may reduce earnings.
  • Interest is compounded and credited monthly.
  • Daily Access to your money by check, draft, debit card, or automatic transfer.
  • Allows 6 withdrawals per statement cycle.
  • Annual Percentage Yield (APY) effective as of 09/01/2010.
  • Call Iowa-Nebraska State Bank for details. 
Ultimate Money Market Account
Balance Range Interest Rate APY
$0 - $0999.99  0.00% 0.00%
 $1,000 - $9,999.99  0.15%  0.15%
$10,000 - $24,9999.99   0.20%  0.20%
$25,000 - $49,999.99    0.35%    0.35% 
$50,000 - $99,999.99    0.50%    0.50% 
 $100,000.00 - $249,999.99   0.60%    0.60% 
 $250,000.00 and Over   0.80%    0.80% 
  • Long term fixed rate mortgages are available.
  • Loans are subject to qualifications and rates may vary according to loan terms.
  • Call our loan officers at Iowa-Nebraska State Bank for additional details, including current rates on commercial and ag loans.

 
Vehicle Loan Rates
as of September 1, 2010
Loan Description Annual Percentage Rate
New 2010 & 2011 5.11% - 11.25%
 Used 2009 & 2010 5.61% - 12.25%
 Used 2008 & 2007 6.21% - 13.25%
 Used 2006 & 2005 6.41% - 14.25%
 Used 2004 & 2003 7.11% - 16.25%
Used 2002 8.21% - 16.25%
Used 2001 & Older 8.54% - 16.25%

Deduct 0.25% APR for direct-debit loans from DDA or Savings Accounts.

Above rates are also for Boats & Motorhomes - Add 1.0% APR to rates for Motorcycles.